Chasing the Points: How Credit Card Rewards Can Distract from Consumer Costs
Credit card companies have turned rewards and bonuses into flashy marketing showpieces, from generous signup points to promises of skipping airport lines. Yet behind the glossy offers lies a harsher reality in which many cardholders end up paying far more in interest, fees, and forfeited value than they ever receive in rewards. This imbalance raises serious questions about transparency, compliance, and consumer harm.