The Real Problem with Affordable Housing in America is Not Large Institutional Investors

Posted on Categories Regulation

“To preserve the supply of single-family homes for American families and increase the paths to homeownership,” President Donald Trump signed an executive order on January 20th, 2026, preventing “large institutional investors” from buying “single-family home[’s].” The definitions of “large institutional investor” and “single-family home” are to be determined by the Secretary of the Treasury, Scott Bessent, by February 19th. However, even with an expansive definition of what constitutes a “large institutional investor,” this executive order seems likely to fall short of its intended goal. Large institutional investors account for too small of a share of single-family homeowners in the United States for this executive order to have any significant impact on housing affordability. Instead, to support housing affordability President Trump’s administration should focus on loosening credit standards, incentivizing home builders, and adopting economic policies to curb inflation, which in turn will lead to mortgage rate reductions.
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Farm-to-Table Regulation: The FDA’s Food Traceability Rule

Posted on Categories Uncategorized

Kendall Henry Associate Editor Loyola University Chicago School of Law, JD 2027 From potato chips to produce, it seems like food recalls are announced every other day. In today’s global supply chain, a single ingredient may move through countless hands, multiple countries, states, and facilities before reaching shelves. This makes it extremely difficult to identify …
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Can Personal Posts become Professional Problems?

Posted on Categories Employment

Social media is an unavoidable part of everyday life, it is how people communicate and document their experiences. However, it is very easy for an informal post to go beyond the intended audience of close family and friends, reaching the general public. This means that one’s persona on social media can be seen by employers as a proxy for their professionalism and personal judgment. While the internet operates as a virtual “Wild West” with little to no rules, federal organizations offer some guidance as to employees’ communication and expression on social media like the National Labor Relations Board (NLRB). Ultimately it is on the employees to understand the risks a social media presence poses and what protections exist.
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Are Forum Selection Clauses the New Mandatory Arbitration Agreements?

Posted on Categories Employment

In recent years, employment contracts have become increasingly laden with procedural clauses that dramatically shape where and how disputes are resolved. While mandatory arbitration agreements that require private dispute resolution remain common, employers are increasingly turning to forum selection and choice of law clauses as an alternative or supplement. The questions are whether these clauses are functionally becoming the new mandatory arbitration agreements, and whether they hide compliance traps that both employers and employees should be paying attention to.
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The Family Neonatal Intensive Care Leave Act: A New Step in Illinois Employment Law

Posted on Categories Employment

Workplace stability is often tested most during medical emergencies. Few events are more disruptive than a familial hospitalization, an event that places an incredible amount of emotional, financial, and logistical stress on individuals. Unfortunately, for many, access to protected work leave depends more on employer discretion rather than enforceable legal protections. Although the Federal Family and Medical Leave Act (FMLA) provides baseline protected leave for certain family and medical needs, its coverage is limited by employer size thresholds and employee eligibility requirements. Thus, as workforce participation has expanded and family structures have evolved, a clear significant gap in statutory protection has become apparent. To fill this gap, Illinois has enacted the Family Neonatal Intensive Care Leave Act (the “Act”), a law designed to expand on the FMLA by providing additional protections for employees.

To Compete Or Not to Compete: A Legal Question

Posted on Categories Antitrust, Artificial Intelligence, Uncategorized

Today, federal and state antitrust laws are as important as ever. However, modern courts struggle to apply the traditional interpretation and application of antitrust law to modern technology and related anti-competitive practices. This is particularly true in the realm of emerging technologies, where algorithms, automation, and artificial intelligence increasingly dominate. As a result, regulators face a host of unique challenges in an increasingly interconnected, data driven, and automated era. From business to finance, healthcare to housing, the importance of anti-competition law cannot be easily understated.
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The Need for Stronger Regulation of the Taxation of Churches

Posted on Categories Ethics, Regulation

Carolyn Nsimpasi

Associate Editor

Loyola University Chicago School of Law, JD 2026

In the United States, churches and religious organizations qualify for exemptions from federal income tax under IRS Section 501(c)(3) and are generally eligible to receive tax-deductible contributions. While the intention behind this exemption is to protect religious freedom and support nonprofit missions, the lack of robust regulatory frameworks has opened the door to potential misuse. As religious institutions grow in both size and financial complexity, the public benefits they provide do not always receive the same scrutiny as their financial practices. Consequently, it is time for this exemption to be either eliminated entirely or significantly modified following an intensive evaluation of its regulation.
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The Affordable Care Acts Regulatory Drawbacks

Posted on Categories Health Insurance, Healthcare Compliance

The recent government shutdown has brought the Affordable Care Act (ACA) to the center of American politics once again. While the law was able to successfully expand coverage to millions of Americans, the law’s continued reliance on subsidies shows its inability to lower premiums due to structural healthcare issues. The temporary subsidy program in particular, which was first expanded during the Covid-19 pandemic in 2021, was intended as short term relief and has now become essential for keeping premiums affordable for Americans. This overreliance on federal aid exposes a deeper structural weakness with the ACA, which is the law’s inability to sustain affordability without government intervention. As Congress debates whether to renew these subsidies, the question they must ask themselves is whether the ACA’s regulatory framework can ever function as a truly self-sustaining reform without significant subsidies. 

Sports Gambling in the Post-Murphy Landscape

Posted on Categories Regulation, Sports

Since the Supreme Court’s 2018 ruling in Murphy v. NCAA, which struck down the Professional and Amateur Sports Protection Act, the sports betting industry has expanded at an extraordinary rate. Sports wagering is now legal in 38 states and Washington, D.C. In 2024, licensed sportsbooks handled nearly $150 billion in bets and generated more than $14.2 billion in operator revenue. State and local governments collected roughly $2.9 billion in taxes, and the federal government received over $375 million through the federal excise tax. This expansion, however, has also produced a complicated and evolving set of regulatory and compliance challenges.
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On Thin ICE: PBNDS Violations and the Collapse of Compliance in Immigration Detention Centers

Posted on Categories Ethics

Last month, 60,000 people were detained by ICE (United States Immigration and Customs Enforcement) – a new record for the United States. Once individuals are taken into custody during an ICE raid, a new set of high-risk regulatory and constitutional compliance issues emerge. ICE, and cooperating law enforcement agencies, are supposed to adhere to multiple statutory and internal standards that govern how detainees are identified, processed, housed, and given access to legal and medical protections. Compliance failures at this stage are some of the most frequent sources of civil-rights litigation, class actions, and federal court injunctions. The distance between what the standards require, and how detention facilities are actually operating right now, raises an urgent question: what does a regulatory regime mean when the agency tasked with enforcing it is the first to ignore it?
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