{"id":7059,"date":"2026-11-04T22:35:40","date_gmt":"2026-11-04T22:35:40","guid":{"rendered":"https:\/\/blogs.luc.edu\/compliance\/?p=7059"},"modified":"2026-11-04T22:45:54","modified_gmt":"2026-11-04T22:45:54","slug":"beyond-the-penalty-learning-from-texass-cure-requirement","status":"publish","type":"post","link":"https:\/\/blogs.luc.edu\/compliance\/?p=7059","title":{"rendered":"Beyond the Penalty: Learning from Texas\u2019s Cure Requirement"},"content":{"rendered":"<p><i><span data-contrast=\"none\">Lindy Ochoa<\/span><\/i><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"none\">Associate Editor<\/span><\/i><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"none\">Loyola University Chicago School of Law, JD 2028<\/span><\/i><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335557856&quot;:16777215,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">All <\/span><a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\/\"><span data-contrast=\"none\">state privacy laws<\/span><\/a> <span data-contrast=\"none\">differ in their enforcement requirements, but recently,<\/span> <a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\/\"><span data-contrast=\"none\">five states<\/span><\/a> <span data-contrast=\"none\">have also differentiated themselves by giving their attorney generals the discretion to decide when a business will be allowed an opportunity to cure a violation. Which businesses receive an opportunity to cure and what actions <\/span><a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\/\"><span data-contrast=\"none\">are required to cure a violation also differ from state to state.<\/span><\/a> <span data-contrast=\"none\">In fact, not all <\/span><a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\/\"><span data-contrast=\"none\">enforcement<\/span> <\/a><span data-contrast=\"none\">ac<\/span><span data-contrast=\"none\">tions require companies to correct the underlying conduct that caused a violation. Regardless, Texas\u2019s quintessential <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/?tab=1&amp;code=BC&amp;chapter=BC.541&amp;artSec=541.051\"><span data-contrast=\"none\">Consumer Data Protection Law<\/span><\/a> <span data-contrast=\"none\">guarantees a cure process and requires businesses to demonstrate that they\u2019ve corrected the violation. States should consider uniformly adopting this approach while allowing additional corrective measures and financial remedies to be enforced when a violation harms consumers. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><!--more--><\/p>\n<p><b><span data-contrast=\"none\">The problem with inconsistent consumer privacy regulations<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Both inconsistent state-by-state cure requirements and states granting their attorney generals the sole power in determining a business\u2019 path to cure can leave an unlawful practice uncorrected, causing the same conduct to persist and further harm to consumers. <\/span><span data-contrast=\"auto\">A <\/span><a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\"><span data-contrast=\"none\">2026 comparison<\/span><\/a> <span data-contrast=\"none\">found that 10 states guarantee a cure period, while 11 leave the decision to their attorney general. However, <\/span><a href=\"https:\/\/itif.org\/publications\/2026\/06\/03\/state-of-privacy-lessons-from-state-laws-for-national-framework\/\"><span data-contrast=\"none\">five states<\/span><\/a> <span data-contrast=\"none\">recently moved from guaranteed to discretionary cure periods.<\/span> <span data-contrast=\"auto\">Nevertheless, it should be noted that <\/span><span data-contrast=\"none\">attorney generals are not necessarily impartial. Like with other policies, their enforcement of <\/span><a href=\"https:\/\/www.ftc.gov\/consumer-protection\"><span data-contrast=\"none\">consumer protection laws<\/span><\/a><span data-contrast=\"none\"> is shaped by their priorities, which may differ across state lines.\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Those differences in enforcement priorities can affect whether a business receives an opportunity to correct a violation before facing repercussions. For example, an attorney general may choose to impose a penalty because that provides a more visible enforcement response, signaling they are taking the consumer issue seriously, while a cure may receive less public attention, even if it better addresses the underlying conduct.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Additionally, inconsistent cure requirements across states make it difficult to determine whether a business corrected the conduct that caused a violation. <\/span><a href=\"https:\/\/fpf.org\/wp-content\/uploads\/2024\/11\/REPORT-Anatomy-of-State-Comprehensive-Privacy-Law.pdf\"><span data-contrast=\"none\">State privacy laws<\/span><\/a> <span data-contrast=\"none\">vary in what businesses must show to prove they cured a violation. <\/span><span data-contrast=\"auto\">Some require more detailed documentation of the correction, while others require only\u00a0 a <\/span><a href=\"https:\/\/www.law.cornell.edu\/cfr\/text\/29\/38.92\"><span data-contrast=\"none\">written assurance<\/span><\/a><span data-contrast=\"auto\"> that the violation was cured. <\/span><a href=\"https:\/\/portal.ct.gov\/ag\/press-releases\/2025-press-releases\/attorney-general-tong-announces-settlement-with-ticketnetwork\"><span data-contrast=\"none\">The Connecticut Attorney General\u2019s 2025 enforcement<\/span><\/a> <span data-contrast=\"auto\">action against TicketNetwork shows why this distinction matters. After the attorney general notified TicketNetwork of deficiencies in its privacy practices, the company repeatedly represented that it <\/span><a href=\"https:\/\/portal.ct.gov\/ag\/press-releases\/2025-press-releases\/attorney-general-tong-announces-settlement-with-ticketnetwork\"><span data-contrast=\"none\">had <\/span><\/a><span data-contrast=\"auto\">corrected them. However, the attorney general found that the<\/span> <a href=\"https:\/\/portal.ct.gov\/ag\/press-releases\/2025-press-releases\/attorney-general-tong-announces-settlement-with-ticketnetwork\"><span data-contrast=\"none\">deficiencies<\/span><\/a> <span data-contrast=\"auto\">h<\/span><span data-contrast=\"auto\">ad persisted\u00a0for over a year after the violation. Without documentation showing what changed, an enforcement action may resolve the immediate violation without addressing the practice that caused it, setting up consumers to be harmed again.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"none\">Texas\u2019s law should be the base upon which all state consumer privacy laws are built<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Under Texas\u2019s <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/?tab=1&amp;code=BC&amp;chapter=BC.541&amp;artSec=541.051\"><span data-contrast=\"none\">Consumer Data Protection Law<\/span><\/a><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\"> the attorney general must identify the specific statutory provisions a business allegedly violated and give it 30 days to cure the violation. The business must then provide a written <\/span><a href=\"https:\/\/capitol.texas.gov\/tlodocs\/88R\/billtext\/html\/HB00004F.htm\"><span data-contrast=\"none\">statement<\/span><\/a><span data-contrast=\"none\">\u00a0showing how its violation was cured, notify the affected consumers, provide supporting documentation to the attorney general of which underlying policy was corrected and how, and make internal policy changes if necessary to prevent further violations. If the business fails to do so, the attorney general can proceed with enforcement and seek both civil <\/span><a href=\"https:\/\/capitol.texas.gov\/tlodocs\/83R\/billtext\/html\/SB01166I.htm\"><span data-contrast=\"none\">penalties<\/span><\/a> <span data-contrast=\"none\">and injunctive relief. This approach makes correction part of the enforcement process rather than treating it as something that happens only after a penalty. Other states could adopt a similar process, giving businesses an opportunity to comply while requiring them to show they addressed the conduct that caused the violation. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">The Texas model\u2019s <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/?tab=1&amp;code=BC&amp;chapter=BC.541&amp;artSec=541.051\"><span data-contrast=\"none\">defined cure period<\/span><\/a> <span data-contrast=\"none\">removes the uncertainty surrounding a business\u2019s opportunity to correct a violation before enforcement. In fact, the statute establishes that opportunity <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/?tab=1&amp;code=BC&amp;chapter=BC.541&amp;artSec=541.051\"><span data-contrast=\"none\">in<\/span><\/a> <span data-contrast=\"none\">advance, making enforcement less dependent on an attorney general\u2019s discretion. Additionally, by requiring businesses to provide a written statement outlining how they cured a violation and supporting documentation, the second problem\u2014getting a business to identify and correct the underlying conduct that caused the violation\u2014is resolved.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Where a violation requires more extensive correction than a standard cure period can provide, states should still use the Texas model as the base of their statute but allow for flexibility in their enforcement. When these instances arise, states should be allowed to decide whether to grant negotiated corrective agreements, enforce penalties against noncompliant businesses, or require restitution be given to harmed consumers. <\/span><span data-contrast=\"auto\">In particular, negotiated agreements <\/span><span data-contrast=\"none\">could address more complicated violations by setting out the specific changes a business must make and any compensation it must pay to affected consumers. Including negotiated agreements and other types of remedies in a consumer privacy statute gives attorney generals the flexibility to respond to more serious violations while providing businesses with directions on how to comply. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Ultimately, Texas\u2019s <\/span><a href=\"https:\/\/statutes.capitol.texas.gov\/?tab=1&amp;code=BC&amp;chapter=BC.541&amp;artSec=541.051\"><span data-contrast=\"none\">Consumer Data Protection Law<\/span><\/a> <span data-contrast=\"none\">provides a baseline model for effective enforcement by identifying what caused a violation, requiring correction, and preserving penalties when correction is not enough. States should additionally allow corrective measures and financial remedies to be enforced when a violation harms consumers.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>All state privacy laws differ in their enforcement requirements, but recently, five states have also differentiated themselves by giving their attorney generals the discretion to decide when a business will be allowed an opportunity to cure a violation. Which businesses receive an opportunity to cure and what actions are required to cure a violation also differ from state to state. In fact, not all enforcement actions require companies to correct the underlying conduct that caused a violation. Regardless, Texas\u2019s quintessential Consumer Data Protection Law guarantees a cure process and requires businesses to demonstrate that they\u2019ve corrected the violation. States should consider uniformly adopting this approach while allowing additional corrective measures and financial remedies to be enforced when a violation harms consumers. \u00a0<\/p>\n","protected":false},"author":190,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[2227,497],"class_list":["post-7059","post","type-post","status-publish","format-standard","hentry","category-regulation","tag-administrative-law","tag-consumer-protection"],"_links":{"self":[{"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/posts\/7059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/users\/190"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7059"}],"version-history":[{"count":3,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/posts\/7059\/revisions"}],"predecessor-version":[{"id":7062,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=\/wp\/v2\/posts\/7059\/revisions\/7062"}],"wp:attachment":[{"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.luc.edu\/compliance\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}